Self Assessment

Are you sure you want to buy a house?

Yes

No

Do you plan on remaining in the same area for the next few years?

Yes

No

Are you ready to care for and maintain a home?

Yes

No

Have you created a budget so you know how much you can realistically afford to pay for housing?

Yes

No

Have you been prequalified by a lender, so that you know how much you can borrow based on your income and debt?

Yes

No

Have you looked into the benefits of numerous financing programs?

Yes

No

Do you have enough money saved for a down payment, closing costs and cash reserves?

Yes

No

Do you have steady income and stable employment (at least two years)?

Yes

No

Is your debt low enough not to limit your ability to qualify for a mortgage?

Yes

No

Do you have an established credit history or records of payment to previous landlords and utility companies?

Yes

No

Do you pay your bills on time or before the due date?

Yes

No

If you filed bankruptcy within the last 3 years?

Yes

No